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Remember, converting your existing retirement account into a 401K will cost you NOTHING out of pocket. We do it for you and get paid from your new custodian.

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1. Borrow from yourself
2. Pay yourself back (with interest)
3. Eliminate interest paid to bank
4. lower debt to income ratio
5. Raise credit score
6. You control your money!

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BASED ON A 5 YEAR PAYOFF

Average credit card interest rate is 14.99

If you rate is higher your savings will be higher

$25,000 Credit Card Debt @ 14.99%

MONTHLY PAYMENT

$594.62

INTEREST PAID TO BANK

$10,677.02

TOTAL PAID TO BANK

$35,677.02

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$25,000 LOAN FROM SOLO 401K @ 5.25%

MONTHLY PAYMENT

$474.65

INTEREST PAID TO SOLO 401K

$3,478.68

TOTAL PAID TO SOLO 401K

$28,478.68

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AS IS

Balance

Interest Rate

Monthly Payment

Interest Paid

$25,000

14.99%

$594.62

$10,677.02

USING THE RETIRE HAPPY STRATEGY

Balance

Interest Rate

Monthly Payment

Interest Paid

$25,000

5.25%

$474.65

$3,478.68

Monthly Payment Savings

$119.97

Total Monthly Payment
Savings


$7,198.20

Interest Earned

$3,478.68

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